Corinne Reine
We Sell Homes


Your Team

 

Your Agent
A successful purchase starts with the right representative. In fact, once you’ve selected the best agent to represent you, it is likely that he or she can recommend other professionals to join your team, taking more of the responsibility off of your shoulders.

Lender (Appraiser)
A bank is not just a bank. Having the right backer can be extremely important – it is your money we’re talking about after all! Make sure that your lender and financial representative is someone with whom you feel comfortable, and be wary of any lender who promises you more than you think you can reasonably afford. Your lenders may or may not require an independent appraisal, and typically will make arrangements for the appraisal themselves.

Lawyer
Your home purchase is far too important a transaction to skimp on legal representation at the risk of leaving yourself open to costly future issues. Find a lawyer who is willing to take the time to answer your questions and who specializes in real estate law.

Home Inspector
No home inspection is 100% guaranteed, but a few hundred dollars to catch a major problem now is certainly better than many thousands to correct that ‘surprise’ down the road. Ask your agent for a recommendation.

Contractor
Planning some renovations? You’re not the only one! The home renovation industry is booming, and in some markets, booking a contractor must be done months in advance (that’s a long time to go without a kitchen). Don’t let finding the right contractor slip through the cracks – planning ahead will almost certainly make your renovation smoother, and you contractor will appreciate the advance notice.


Your Plan

 

1.  Find the right representative

Even if you’re not quite ready to buy, your buyer’s agent can be an absolute wealth of information, and can often offer ‘scoops’ on local developments you might not have know about otherwise.  Speak to your agent first and he or she can be helping to guide you right from the start.

2.  Find out what your price range is

Online mortgage calculators are a good place to start, but as you get closer to being ready to buy, there is no substitute for a written mortgage pre-approval.  Just speaking to your lender is an extremely worthwhile venture – this is the only way to really get an in-depth picture of your overall financial picture and to discover exactly what you can reasonably afford to spend on a home (and possibly on renovating).

3.  Find out what your local market looks like

The internet can be incredibly valuable in doing preparatory research.  Start with your agent – he or she can direct you to valuable resources and immediately start e-mailing you real estate listings that may interest you (or at least give you a better idea of what your needs and wants are).

4.  Find out what your true needs and wants are

Compose a needs/wants list that takes into consideration your local market conditions, your price range, and the advice of your real estate agent.

5.  Find your dream home!

Once you’re ready to act, you may be surprised by how quickly you can make a decision.  Armed with your pre-approval, a little market knowledge, and your needs/wants list, call your real estate agent, hit the pavement, and when you see ‘the house’, put in an offer. 

With the right team behind you, it really can be that easy!


Your Calculator


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
        
Optional
Gross Debt Service Ratio (GDS): 
Total Debt Service Ratio (TDS): 
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 



Your Real Estate News


Yahoo! News Search Results for real estate
Real Estate 101: Buying and Selling Tips (FOX 6 News Birmingham)5/31/2008 8:31 PM
Whether you're looking to buy a home or sell one, the process can be confusing. But to help ease the fear, a group of real estate experts held a seminar on Saturday to help sort out the decision making process, and offer financing options for potential buyers. FOX6 News reporter Tiffany Bittner explains some of the best advice that was given...
Real Estate Live (Washington Post)5/30/2008 12:32 PM
Welcome to Real Estate Live, an online discussion of the Washington area housing market with Post Real Estate editor Maryann Haggerty.
Online real estate agents get equality with traditional brokers (USA Today)5/30/2008 12:57 PM
The Justice Department gave online real estate brokers and potentially their clients a boost Tuesday by forcing a new industry policy opening access to home listings the agents were previously denied.
Abyaar Real Estate set to list on DFM (Khaleej Times)5/31/2008 2:29 PM
DUBAI — Middle East property developer, Abyaar Real Estate Development Company, yesterday confirmed that it intends to pursue a capital increase and secondary listing on the Dubai Financial Market (DFM).
A roundup of real-estate books (Seattle Times)5/31/2008 3:19 AM
"Protect Yourself From Real Estate and Mortgage Fraud: Preserving the American Dream of Homeownership" by Ralph R. Roberts and Rachel Dollar...
Top court overturns real-estate fee ruling (Montreal Gazette)5/31/2008 6:43 AM
The Supreme Court of Canada has clamped down on a Quebec real-estate firm that charged its customers an annual "membership fee" regardless of whether the company sold their homes.
Do I really need to pay for a home inspection? Shouldn't the real estate agent tell me about any problems? (Louisville Courier-Journal)5/31/2008 2:51 AM
A: A home inspection can uncover issues neither the seller nor the agent is aware of. The Kentucky Real Estate Commission says a listing agent only knows as much about the property as the seller has disclosed and as much as he or she can see.
Major Players in Real Estate Title Industry Hit by Suits (Law.com)5/30/2008 6:53 PM
Four major real estate title and escrow companies face class actions filed for a variety of business practices, including allegedly charging customers for services performed by other companies. The suits also allege that two of the companies are earning interest from pooling clients' funds and steering customers to the companies' own higher-cost subsidiaries for unnecessary services. The new ...
Federal probe scrutinizing judges' real estate dealings (Pittsburgh Post-Gazette)5/30/2008 8:36 PM
Federal investigators are examining real estate transactions on Florida's Gulf Coast involving two Allegheny County judges and a former Monroeville high school tennis champion who is accused by one of the judges of forging documents.
Evaluating real estate market can be difficult (Albany Times Union)5/31/2008 1:16 AM
Unique position of Columbia, Greene counties creates challenges in reporting vitality of sales Is the real estate market in Greene and Columbia counties stronger, weaker or the same as in the rest of the Capital Region?That isn't an easy question to answer. Statistics from the New York State Association of Realtors Inc. show a declining number of sales in the counties -- but while the median ...



What is your primary source for real estate information?

Home  |  Featured Listings  |  For Rent  |  Home Search  |  Home Evaluation  |  Buying  |  Selling   |  Lifestyle   |  Home Improvement  |  Saskatchewan  |  About RE/MAX  |  For Buyers  |  For Sellers  |  Resources  |  Neighborhood  |  House and Home  |  About Me  |  Home - Style 1  |  News  |  Home Styling  |  Why Hire a Professional?  |  Health and Nutrition  |  Art and Design  |  Show Home Photos  |  Home Search - Style 1  |  Testimonials  |  Do not pay too much  |  Smooth Home Purchase  |  Avoid Buyer Errors  |  Your First Home  |  Sample Splash Page  |  Selling Your Home  |  Common Selling Mistakes  |  Selling Price  |  Healthy Living  |  Food and Entertaining  |  Money and Finance  |  Buyer's Toolkit  |  Tile Your Backsplash  |  Stain Removal  |  Backyard Pond  |  Sweet Smell of a Sale  |  Make yourself Scarce  |  Seller's Toolkit  |  Home and Garden  |  Moving your Pets  |  Dinner Party  |  Tips for grilling  |  Backyard Composting  |  Careers and Education  |  Weddings and Style  |  Family  |  Travel  |  Technology  |  Real Estate  |  Land  |  Calculators

Contact Me
 

Privacy Policy  |  Site Map  |  Links  |  For Agents  |  Profile  |  Login

©2007-2008 Blue Chip Realty